The Payments Partnership
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About The Payments Partnership

About Us

At The Payments Partnership, we offer expert consultancy services focused on payment solutions that optimise your business operations. Our tailored strategies help you reduce costs and improve efficiency, ensuring your payment processes are streamlined and transparent. Trust us to navigate the complexities of card acquiring and payment processing for your benefit.


We help SME's and Enterprise organisations design, optimise, and manage the way they accept and process payments. We provide expert guidance on payment systems, support the selection of the right technology partners, and work to enhance transaction efficiency while reducing costs and ensuring full regulatory compliance.


By assessing your current payment landscape and delivering tailored, practical solutions, we enable your business to offer secure, seamless payment experiences that drive revenue growth and improve operational performance.

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Enterprise Payments Consultancy

Our Mission for Enterprise Merchants

Our mission at The Payments Partnership is to help enterprise organisations take control of their payment costs and performance through expert benchmarking, strategic renegotiation, and independent payment processing advisory—delivering transparency, efficiency, and measurable commercial value.

Benchmarking & Renegotiation

Our benchmarking and renegotiation services, powered by robust data analytics, give you clear visibility into your payment costs and opportunities for improvement. With these insights, you can confidently choose to either optimise your current provider (“stay and save”) or transition to a more cost-effective solution (“switch and save”), unlocking meaningful savings either way.


  • Cost Analysis
  • Benchmarking
  • Renegotiation
  • Tailormade Solutions
  • Cost reduction

Payment Processing Advisory

Not sure which payment methods to offer across different channels and markets? Looking to improve acceptance rates or future-proof your payment strategy? Facing increasing pressure from your bank around risk appetite?


Whatever your challenge, our expert consultants work with you to optimise your end-to-end payment solution, ensuring it is efficient, resilient, and aligned to your business goals.


  • Future-proof infrastructure
  • Optimise backend processes
  • Monetise payment data
  • Improve customer experience
  • Increase sales

Simplifying Payments for SME's

Our Mission for SME's

Our mission at The Payments Partnership is to empower SMEs with simple, reliable, and cost-effective payment and funding solutions. Through Card Acquiring, POS and EPOS systems, and Merchant Cash Advance, we help businesses operate efficiently, grow confidently, and serve their customers seamlessly.

Card Acquiring - Point of Sale Terminals

The Payments Partnership has partnered with leading UK and Global Acquirers to offer the latest innovative POS terminals. Whether its standalone / countertop terminals, Mobile terminals  or integrated terminals connected to your EPOS, we have you covered.  


Reach out to our team to discuss how we can help your business grow and take Card Payments for less.

EPOS Terminals

The Payments Partnership has partnered with Worldpay to offer SME's the exciting new Worldpay 360 Countertop EPOS. Available in 10" or 15" or simply as a portable DX8000 terminal with EPOS capability built-in.


Built for Retail - Grocery stores, Salons, Gyms, Clothing and Gift Shops, Electronic Retailers, Butchers, Deli's and more.


Built for Hospitality - Cafes, Bars and Restaurants, Bakeries, Takeaways, Hotels and more.


Reach out to our team to discuss how we can help your business grow by managing stock, sales and daily operations all in one place.

E-commerce Payments


Everything you need to sell online

From your first sale to your thousandth, Worldpay eCommerce makes it easy to accept payments, reduce fraud, and connect with the tools you already use.

  • Easy integrations — Works with Shopify, WooCommerce, Magento, OpenCart, and more.
  • Developer-friendly tools — Hosted payment pages, simple plugins,
  • Flexible Pricing — Pay-as-you-go plans with no setup fee, or custom packages for higher volumes.
  • Always protected — Advanced fraud prevention and PCI-compliant security.

Merchant Cash Advance


Merchant Cash Advance Explained:


Merchant Cash Advance is a Revenue-based business financing product based on card and online sales. Take advantage of securing a quick business loan offset against your card settlement payments. It's a fantastic product if your require emergency funds or if you are looking for money to help expand your business, renovate your business or buy something you have been looking at to improve your business. 


Loan Terms:


Loan payments are generally spread over 1 to 12 months.


Loan Size:


Loans based on card and online sales monthly turnover. Min loan £5,000 and Max loan £1,000,000.

On average 2 x monthly card and online turnover.


How Merchant Cash Advance works?


  1. Apply for loan via link below.
  2. Submit all relevant information to support application.
  3. Decision normally inside 24 hours.
  4. Funds transferred up to 5 days from contract signed.
  5. Repayments taken from daily card settlement. Money is transferred from Acquirer into safeguarded account. Your repayment is deducted and reminder of daily card settlement will be transferred to your business account 1 hour after we receive money. 


Loan Criteria:


  • Min 3 month's trading history.
  • Min £5k per month card or online sales.
  • Max loan 2 x monthly card sales revenue.


Exclusions:


  • Businesses who solely have Paypal, eBay or Amazon based sales
  • High-risk industries, Adult, Vehicle Sales, Gambling, Charities and Nightclubs.
  • Insolvencies / Bankruptcies



















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The Payments Partnership

Registered Address - College House, 2nd Floor, 17 King Edwards Road, Ruislip, London, HA4 7AE

Mobile: +7774310899 Email : stephen.fowler@thepaymentspartnership.com

Hours

Mon

08:00 – 20:00

Tue

08:00 – 20:00

Wed

08:00 – 20:00

Thu

08:00 – 20:00

Fri

08:00 – 20:00

Sat

08:00 – 20:00

Sun

Closed

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The Payments Partnership Ltd

College House, 2nd Floor, 17 King Edwards Road, Ruislip, London, HA4 7AE

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